Steve Cusano

Title: Mortgage Loan Originator

NMLS# 878757

Location: Roseville, CA

At Sunflower Bank, we do things differently than other home lenders. We believe that communication is key, so whether you’re a first-time homebuyer, or a seasoned homeowner looking to refinance, we make sure to walk you through every step of the process. We offer a variety of loan options from conventional, to government, to everything in between. Our comprehensive suite of lending options allows us to find you a product that best suits your financial needs.

We value your business, and you are definitely not just a number to us. We show this by servicing your loan from beginning to end – we don’t close a loan and pass off our clients to a third-party. In fact, Sunflower keeps most loans in-house to completion. This person-to-person approach makes an impact.

Ready to get started? Contact me today! Creating possibility for our customers and putting them in their dream homes is what we do.

Family of 4 moving into home carrying boxes

Down Payment Assistance

Did you know there are programs that can help you find funding for your down payment? We are proud to offer a range of national and state-specific Down Payment Assistance programs that can help turn your dreams of homeownership into reality. Click below to see if you are eligible. 
Check Eligibility
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My Mortgage App

My mortgage app makes it easy! Get your digital to-do list, access calculators, send documents securely and much more!

In just a few clicks you'll receive a text message with a custom download link to connect directly with me on the mobile app!
Get My Custom Mobile App Link
Calculator on table with pen and laptop

Calculators

Get help answering the big questions:
What will my monthly payments be? 
Can I save money by refinancing?
Should I keep renting or buy now? 

Visit our calculators for quick reference then contact us for specific guidance!
Check Out Our Calculators!

Finance Your Dream Home

Homebuying isn’t a one-mortgage-fits-all experience. That’s why Sunflower Bank offers a variety of home loan options to fit your goals and financial needs. Whether you’re looking to buy, build, or refinance, our expert loan originators will guide you through possible options to find the right solution for your homebuying needs.
Home

What My Customers Say

5 Star Rating
Steve was excellent. New what was required and made the process painless. Probably have done 3-5 purchases or refis and this by far was the easiest without tons of additional documents

Nancy A

CA

Feb 13, 2026

5 Star Rating
Steve is awesome to work with! This is my 2nd home loan with him and he has been super helpful through the whole process

Jacob M

OR

Dec 19, 2025

5 Star Rating
Nice people taking care of me

Mark S

CA

Dec 11, 2025

5 Star Rating
Extremely knowledgeable and easy to work with. He made the process less stressful and answered all of my questions promptly.

Vicki P

CA

Nov 14, 2025

5 Star Rating
Steve made it so easy, explaining the process clearly and completely from start to finish.

James S

CA

Nov 11, 2025

5 Star Rating
I have worked on multiple transactions with Steve and he's my go to. Goes above and beyond. Than you!

Niroshan F

CA

Oct 16, 2025

4.8 Star Rating
Very helpful.

Hayden B

MO

Oct 08, 2025

5 Star Rating
super professional and knowledgeable. Very kind.

Daniel A

CA

Aug 19, 2025