Resource Articles

Personal – Saving, Planning & Budgeting

Will a Debt Management Plan Hurt My Chances of Getting Credit?

For people struggling with debt, the Consumer Credit Counseling Service (CCCS) is a viable and legitimate solution that shouldn’t be mistaken for one those debt consolidation or settlement companies.

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Personal – Saving, Planning & Budgeting

Annuities: The Swiss Army Knife of Financial Planning

Amidst volatile markets and rising interest rates, annuities emerge as versatile tools for legacy, healthcare, long-term care, Social Security, and charitable planning.

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Personal – Saving, Planning & Budgeting

Budgeting Wisely: Effective Tips for Multigenerational Families

Through open communication and shared resources, multigenerational families can thrive financially, fostering harmony and security.

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Personal – Saving, Planning & Budgeting

Buying Your First Car

Buying your first car is exciting, potentially stressful, and often expensive.

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Personal – Saving, Planning & Budgeting

Buying a Car? Ignore the Sticker Price and Calculate the Total Cost of Ownership

When making a car buying decision, the total cost of ownership is a much more financially astute way to find the most car for your money.

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Personal – Saving, Planning & Budgeting

Building Your Financial Literacy

With some time and effort you can become sufficiently well enough informed to make sound finanical decisions and feel comfortable with those decisions.

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Personal – Saving, Planning & Budgeting

Children and Tax Breaks

Have children? Then you get some tax breaks.

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Personal – Saving, Planning & Budgeting

Bottom Line: Payback

A number of factors go into deciding whether to refinance, but one of the main considerations is the payback period on the refinance.

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Personal – Saving, Planning & Budgeting

Before You Get a Second Mortgage, Evaluate Your First Mortgage

Make sure you understand the terms of your primary mortgage before refinancing or taking a second one.

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