Renovate Your Home

Flexible Financing for Big and Small Home Improvement Projects

Whether you're planning a major remodel or making minor upgrades, a renovation loan can be a smart way to finance home improvements. At Sunflower Bank, we offer flexible renovation loan options to help you transform your current home, or a fixer-upper, into the space you always envisioned. Our experienced loan experts are here to guide you through the process and help you choose the financing solution that fits your project and budget. 


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Prepare to Renovate Your Home

Sunflower Bank offers comprehensive loan options, practical tools, helpful resources and expert support to help you confidently plan and make informed choices.

FAQs: What to Know When Renovating Your Home

  • There are several loan options available to finance your home renovations. Some of the most common are a home equity loan, a home equity line of credit, an FHA 203(k) loan and a HomeStyle® Renovation Loan. Your Sunflower Bank mortgage professional can walk you through these and other financing options to help you turn your house into your dream home.

    Find a Local Loan Expert about What types of loans are available for home renovations?
  • In simple terms, a HELOC works like a credit card – a credit card secured by your home. Lenders approve you for a specific amount of credit, but you are not required to borrow up to the limit of your credit line. A HELOC works well if you need greater flexibility and the ability to choose when and how much you will borrow. 

    Home equity loans are one-time, non-renewable loans where funds are supplied upfront in a lump sum. This is ideal for home renovations where you know the total cost and want the stability of a fixed interest rate and fixed monthly payments. Learn More about What’s the difference between a Home Equity Loan and a Home Equity Line Of Credit (HELOC)?

  • The scope of eligible renovations varies based on the type of loan you take out. In general, a loan is available to help with everything from remodeling your kitchen or bath to adding a new room. Finding the loan that best fits your project and financial goals is key. Talk with a Sunflower Bank mortgage professional to determine your best option.

  • This depends on the type of loan. You receive funds in one lump sum with a home equity loan, but with a HomeStyle® Renovation loan, funds are dispersed throughout the project to ensure renovations are completed as planned.


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Get Started

Take the first steps toward creating the home of your dreams with a lender you can trust. Whether you’re just starting your home renovation journey or have selected a contractor, we’re here to help you move forward confidently. Start your application or connect with a local Sunflower Bank expert today. 

Together, we’ll make your home the one of your dreams.


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Consult your mortgage loan originator for details. Certain terms and restrictions apply. Program available only to qualified borrowers. Program subject to change without notice. Underwriting terms and conditions apply. Loan subject to credit review and approval. This is not an offer for extension of credit or a commitment to lend.