Exciting news! Guardian Mortgage is rebranding under the Sunflower Bank name. Over the coming weeks, you’ll begin to see the Sunflower Bank brand in your mortgage-related emails, statements, and other communications. Check our FAQ page:
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Open Personal Account

SF.Comparison.Table

Explore our online account opening options.

Open Online

SunNet® Checking

Simple, on-the-go and online checking account solution.

Open Now

Open Online

SunNet® Savings

You maintain a moderate balance and are starting to save.

Open Now
Opening Funding Balance

SunNet® Checking

$100.00 minimum deposit required to open account.

SunNet® Savings

$100.00 minimum deposit required to open account.
Minimum Daily Balance

SunNet® Checking

Minimum daily balance to avoid Account Maintenance Fee is $100.00.

SunNet® Savings

Minimum daily balance to avoid Account Maintenance Fee is $100.00.
Account Maintenance Fees

SunNet® Checking

$9.00; Fee waived if minimum daily balance of $100.00 is maintained.

SunNet® Savings

$5.00 maintenance fee per quarterly statement cycle if the required minimum daily balance is not maintained.
Additional Information

SunNet® Checking

Account Disclosure

SunNet® Savings

Account Dislcosure

If you have questions or need assistance while opening your new checking or savings account, our Customer Care team is available Mon-Fri, 8:00AM – 8:00PM (CT) and Sat, 8:00AM – 4:00PM (CT) by calling 888.827.5564.

Account owners must be 18 years of age or older and be a US Citizen or Permanent Resident Alien with a social security number to open an account online. Online Account Opening is not available for residents of the following states: DE, ME, ND, NH, NY, VT, WV​.

Accounts not eligible for promotions.

Personal Account Fee Schedule