Certificates of Deposit

Grow your savings faster with certificates of deposit (CDs).

CDs are a great way to set aside funds for the short-term or long-term and earn higher annual percentage yields (APY)¹. CDs are a solid investment in the future. 

A CD earns interest when you leave your money in the bank for a set period of time, known as a term. Interest is earned from the date you deposit your funds up to maturity and is FDIC insured up to $250,000. 

Talk to one of our bankers today to obtain current interest rates and APYs, and let us help you meet your savings goals with CDs.

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Take Your Earnings Further

Get even more from your money when you take advantage of our limited time Certificate of Deposit Special -- available for personal (including Individual Retirement Accounts) and business accounts.

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Sunflower Bank CD Features

Competitive interest rates

A wide range of fixed terms — from 30 days to 5 years+


Guaranteed fixed rate of return


Minimum opening deposit of $1,000 on most CDs

Premium pricing available for some CD accounts²


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    Individual Retirement Accounts (IRA)

    CDs can be also be opened as Individual Retirement Accounts, one of the smartest and most tax-efficient ways for individuals to save for their retirement.

    Learn More


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Contact Us

Available 8AM-8PM (CT) Monday-Friday

8AM-4PM (CT) Saturday
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¹ Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. A withdrawal of interest will reduce earnings. Interest begins to accrue on the business day of deposit. Substantial penalty for early withdrawal. Rates may vary by location.

² Premium pricing is available to personal account customers who are an owner on an existing or newly opened personal checking account at Sunflower Bank.