Small Business Lending

Serving Small Businesses in a Smarter Way 

Apply online for a small business loan and get pre-qualified in minutes!


At Sunflower Bank, we believe in the importance of supporting small business development to sustain the economic diversity and stability of our communities. That’s why we’ve partnered with SmartBiz to help provide small business loans to our customers.

Whether your business needs working capital to realize a business plan or financing to purchase a new piece of equipment, we offer a streamlined all-online process that helps you find out if you are pre-qualified for a loan with just a few steps.

Apply Now

Small Business Financing from $25M - $350M:

  • Conventional Term Loan
  • Conventional Line of Credit
  • SBA 7(a) and SBA Express Line (coming in 2023) – visit our SBA Lending page to learn more about our current SBA Preferred Lending options.

Loan Purpose:

  • Debt Refinance
  • Equipment Purchase
  • Working Capital 

Loans not Included:

  • Real Estate (Purchase or Refinance)
  • Start Up
  • M&A

About SmartBiz:

SmartBiz is the leading AI-powered small business financing platform equipping entrepreneurs with access to the right capital at the right time. More than 230,000 entrepreneurs have utilized SmartBiz to access the funding they need to grow, with 60% of loans made to minority, women, or veteran-owned businesses. SmartBiz was named the Top Small Business Lending Platform by LendIt Fintech® in 2022 for excellence in keeping the economy running through successful loan performance, volume, growth, product diversity, and innovation. Learn more at

If you have started an online application and have questions, please contact SmartBiz directly:

  • SmartBiz Customer support 1.866.283.8726 (general support line)
  • Customer support email - [email protected] (general support email)

If your Sunflower Bank loan has funded, please contact your Sunflower Bank relationship manager or Customer Care at: 888.827.5564.